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First Time Buyer Mortgage

Looking to Get on the Property Ladder? Buying your first home is always an exciting time. Whatever questions you might have, we’re happy to help you to take that first step onto the ladder by helping you compare over 20,000 mortgages.

What type of mortgage do you require?

What is the property value?

£

How much are you looking to borrow

£

How soon are you looking to buy?

What is your full name?

What is your email address?

What is your mobile number?

What is your postcode?

Please select your address

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What is your title?

What is your full name?

What is your email address?

What is your date of birth?

Are you a UK resident?

What is your marital status?

Do you have any dependents under the age of 18?

What is your mobile number?

What is your postcode?

Please select your address

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What is your employment status?

What type of employment are you in?

How long have you been in this employment?

What is your annual salary?

£

Do you have any other income from this employment?

— Overtime, bonus', allowances etc

Please describe where this income comes from

What type of company do you have?

How many years of accounts do you have?

What type of employment are you in?

How long have you been in this employment?

What is your annual salary?

£

Do you have any other income from this employment?

— Overtime, bonus', allowances etc

Do you have any other income at all?

— Including income from benefits, investments, rental income etc

Please describe where this income as best as you can

{{Input.applicantInput[0].Title}} {{Input.applicantInput[0].firstName}} {{Input.applicantInput[0].lastName}}'s Credit History

Do you have any adverse credit?

— Things like late payments, CCJ's, arrears, IVAs, bankruptcys etc

How many issues have you had?

What type of issues have you had?

—You can select more than one

Have you been declined by any mortgage lenders recently?

Have you ever taken out a Payday loan?

Are there any notes you'd like to add?

—The more details you provide, the more specialist help we'll be able to provide

Great News.
You’re Mortgageable!

Your application has been accepted, once an experienced advisor has accessed your file we will be in-touch. Keep an eye out for a text message telling you who will be calling you. Good luck!

By clicking 'Submit', you agree to our privacy policy and understand that we will match your circumstances with an approved Mortgage Broker who will make contact with you through the information above.
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Yaz Shaw

Mortgage Advisor

Kristian Derrick

Director

Zee Ashraf

Mortgage Advisor

Natalie Barnett

Mortgage Admin

Lisa Nicholls

Mortgage Advisor

Tom Philbin

Mortgage Advisor

Annie Litton

Mortgage Admin

Glenn Westwood

Mortgage Advisor

Colin Prunty

Mortgage Advisor

Charlotte Gee

Mortgage Advisor

Chris Taylor

Mortgage Advisor

Ciaran Wilkinson

Sales Director

John Chivers

Mortgage Advisor


Get your first foot on the property ladder with Mortgageable. 

So, you’ve found the perfect house and you’re ready to put in an offer, exciting stuff.

First of all, an estate agent will probably want to check that you’ve got a Mortgage Agreement in Principle in place. In fact, if you haven’t even started your house hunt yet, now would be a great time to get one of those.

The good news is, we can get one sorted for you in no time.

Unlike most high street banks, we have access to over 80 lenders to suit all kinds of circumstances. We’ll help you to find the best rate to get you on the property ladder, whether that’s a mortgage with a low interest rate or even a lender offering free valuation or legal fees.

 

How much can I borrow as a first time buyer?

That depends on lots of things like your annual salary, your monthly outgoings and the deposit amount you’ve managed to save up so far.

Have a chat to us about your situation and before you know it, we’ll get to work sorting out your Mortgage Agreement in Principle. Once you’ve got that, you’ll have a much better idea of exactly how much you can afford, and what your monthly mortgage repayments might be.

Check out our handy first time buyer guide here.


We're rated 5/5

Gareth & Amelia Melling, Wigan

We would just like to thank you for all the hard work and time you have spend over the last few months arranging us a new mortgage deal. We will save so much. We are very thankful for securing us our first mortgage and enabling us to buy our lovely family home we will be forever grateful. Thank you for all the phone calls, emails and answering any questions I had when re mortgaging, you made the process quick and easy.

Russ and Marianne Green, St Helens

Thanks, the move went well and we are now surrounded by boxes but excited about starting the next chapter of our life in the new house. Marianne and I would like to say a huge thanks to you for your help in arranging this mortgage and will be recommending you to all our friends. It really has been a lot easier having professionals like yourselves managing the process.

Victoria

Just want to say a massive thank you for helping us buy our dream home, you made the whole mortgage application stress free! We got a brilliant deal, which was fully explained and we were kept informed throughout every step of the mortgage application journey. Whilst the mortgage application was being approved, they also sorted our insurance policies and completed a re-mortgage on another property.. absolutely brilliant service!

Rachel H, Newton-le-Willows

Your team have gone above and beyond to help me and my partner get our first house. I am so impressed by how helpful and understanding they have been throughout the process. I spoke with you on the off chance during my search for a mortgage and less than a week later we had an offer accepted on a house. Me and my partner were pretty clueless when it came to the mortgage process but thanks to the team we have now completed on our first perfect home.

Brad and Becky, Ashton

Just thought I’d drop you a quick email to say thank you for your wonderful service and helping us out massively in purchasing our first home together in Ashton. We couldn’t have done it without you and you explained everything so well and made sure we had a good understanding. Thank you again! And if we ever need more advice expect to hear from us!!

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

Mortgageable is a trading style of Respective Financial Services Limited who are authorised and regulated by the Financial Conduct Authority 998434 registered in England and Wales No: 14687578. Registered Office: The Old Rectory, Winwick, WA2 8LE. Calls may be recorded for training and monitoring.

Mortgageable does not arrange or advise on Second Charge Mortgages.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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