Applying for a mortgage is easy. Simply complete the quick enquiry form below and our team will search over 90 lenders, with rates exclusive to us.
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So, you’ve found the perfect house and you’re ready to put in an offer, exciting stuff.
First of all, an estate agent will probably want to check that you’ve got a Mortgage Agreement in Principle in place. In fact, if you haven’t even started your house hunt yet, now would be a great time to get one of those.
The good news is, we can get one sorted for you in no time.
Unlike most high street banks, we have access to over 90 lenders to suit all kinds of circumstances. We’ll help you to find the best first time buyer mortgage to get you on the property ladder, whether that’s a mortgage with a low interest rate or even a lender offering free valuation or legal fees.
Representative Example: If you borrow £15,000 over 10 years. Initially, on a fixed rate for 5 years at 5.10% and for the remaining 5 years on the lender’s standard variable rate of 5.05%, you would make 60 monthly payments of £184.29 and 60 monthly payments of £185.99. The total amount of credit is £17495; the total repayable would be £22,216.80 (this includes a Lender fee of £995 and a broker fee of £1,500). The overall cost for comparison is 8.8% APRC representative.
Rates between 3.4% to 29.% APRC. Repayment terms between 3 and 30 years.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Think carefully before securing other debts against your home
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.